Puslapio vaizdai
PDF
„ePub“
[graphic][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed]
[graphic]

It contains a nine-page, down-to-the-minute of going to press, chronology of the Great War.
Its complete contents is skillfully classified and indexed for easy and quick reference.
It is literally a dozen war books in one.

Why You Can Get This War Book FREE

So that you can "see" this great war into which America has thrown her huge strength, so that you can intelligently follow the battles in France, where the destinies of free people are the stakes, two big maga zines, the METROPOLITAN and REVIEW OF REVIEWS, have united in a big subscription campaign to put both of these indispensable magazines into 100,000 American homes.

All you need do now to start the great war book and the METROPOLITAN and REVIEW OF REVIEWS to your home, each, for one year, is to mail the coupon on this page to the METROPOLITAN with only ten cents. (If you are already a subscriber to either magazine your subscription will be extended.) After that you pay $1.00 a month for only 5 monthsless than the magazines cost at the newsstands. The Great War question book is yours free. We even pay the carriage charges. If you prefer to make only one payment send $4.75 with the coupon. Mail the coupon today, so that we can supply you out of the first edition of the question book. If you postpone action you may have to wait for a second printing. Act today and be among the first.

[blocks in formation]

Atl. 6-18

Metropolitan 432 Fourth Ave. New York. Gentlemen: I enclose

10 cents. Send me, free and postpaid, your inew war book "2000 Questions and Answers About the War." At

the sin tine enter my subscription to METROPOLITAN and REVIEW OF REVIEWS each for 12 months. I agree to send you $1 a month until I have paid $5.10 in all for the magazines. If I prefer The big war to pay cash the total will be $4.75. book is mine free.

Name

[blocks in formation]

"Dead Broke" on $3000 a Year

And the Discovery Which Enabled Howard Lindsay to Save $800 Out of His Income and Later Made Him President of a Large Corporation

By PETER RHODES

Who should walk into the room but Howard Lindsay! Of all men perhaps the last I had expected to find as the president of this great new company. They had told me that Mr. Lindsay, of the Consolidated, was looking for a fine country home and was interested in buying the Dollard Place in Englewood; so as executor of the Dollard estate, I had come to discuss the terms with him.

But Lindsay! Surely some miracle had happened. For it was the very man who had come to me "dead broke" about four years back and had asked me to help him get a new job. But how he had changed! The man I remembered was down at the heel, and timid and ill-kept. The man now facing me was keen-eyed, alert, confident and well-groomed.

"You are surprised, Mr. Rhodes. I can see that without your telling me. I was a pretty sorry object the last time we met and you may be sure I have not forgotten the good turn you did me when I needed it so badly.

"Let that real estate matter rest for a moment while I tell you how the miracle happened. It won't take five minutes. It all seems simple as A B C as I look back on it now. And come to think of it, it was simple and perfectly natural.

"My new life began when I discovered how to save money. That happened soon after I started in the new job, and it all came about right in my own home. Our family cash account was in terrible shape at that time. Both my wife and I had been used to luxuries at home and 'charge it to Dad' had been our easy way out of any money problem.

"But it was different now and our sole source of supply was my salary of $3,000. We never went to the theatre that we didn't have the unpleasant feeling that we were using money that ought to go for coal or clothes or food. We seldom bought anything without feeling as though we were cheating ourselves out of something else.

"That year we didn't save one cent. Ee sides that, we woke up on New Year's Day to find a big bunch of unpaid bills to be take care of somehow or other out of future salary checks.

"When I asked myself the reason for a this I found that I did not know the rea and no more did my wife, because we hadnt the faintest idea what our money had bee spent for.

"Then I looked around among our friends and learned a great lesson.

"The Weeds, I knew, were getting more than $5,000 a year. They lived in a modest apartment, did not wear fine clothes, seldom went to the theatre, did little entertaining. yet we knew they barely had enough money to pay current bills. They found it out of the question to save any money and found ther

selves, so Weed told me, in the same predica

ment that we had faced on New Year's Day.

"In the case of the Wells I found a very different story and one that set me thinking hard. Their income was $2,000 a year, yet, to my amazement, they confided to Mrs. Brow that they had saved $600 a year ever since they were married. They didn't have any grand opera in their program - except i their little Victrola - but they did go to the theatre regularly, they wore good clothes, and entertained their friends Sunday evenings and were about the happiest and most cortented couple of all our married friends.

"Then I discovered the magic secret. The Weeds never knew whether they could afford to make a given expenditure or not. Theirs. like ours, was a sloppy, happy-go-lucky exis tence with the happiness cut out because they were always worried about money matters. They kept no accounts and just trusted to luck and so had bad luck all the time.

"The Wells, on the other hand, were getting more real enjoyment out of life than peopic with five times their income - simply because ! they knew what they could afford to spend.

"The difference between these two families was that in one case the expenditures were made without any plan- while in the other

the income was regulated on a weekly budget system.

Right there I got my Big Idea and my key to success and happiness.

"We sat down that evening and made up a budget of all our expenses for the next fifty-two weeks. We discovered leaks galore. We found a hundred ways where little amounts could be saved.

"And in no time we were engaged in the most fascinating game either of us had ever played the game of 'Money Saving.'

In one short month we had a 'strangle hold' on our expenses and knew just where we were going. In one year my wife proudly produced a bank book showing a tidy savings account of $800.

"In the meantime an extraordinary change had come over me in business because of my not having to worry about my personal affairs. I was able to give my employer's affairs my full, undivided attention during business hours instead of being harassed and worried as I had always been before.

"I didn't fully realize this until the president called me in one day and said, 'Lindsay, you have been doing exceptionally well. I have been studying your work for the last year and you have saved the company a lot of money. We have decided to give you an interest in the business.' And with that he doubled my salary. I never told him what had worked the change, but my wife and I know well.

"When you consider what my income is now, all that I have told you seems funny, doesn't it? But I am still working on the same plan. Result, I know just what I can subscribe to Liberty Bonds and the Red Cross and all the other war funds, and I never have to wonder whether I can afford to have a new motor car, because my budget tells me

penny.

to a

"It all began when we got a grip on our family expenses.

"So there you are. It is wonderful, isn't it? I often wish I might tell my story to the thousands of young married couples who are having the hardest time of their lives just when they ought to be having the best time.

"If you ever get a chance, do pass this message on, for there are thousands who don't know what the trouble is, who would give everything to know 'the secret of the fat bank balance.'

So now I have the opportunity and you are lucky, if only you will act on the wonderful message this story contains.

* * *

The Ferrin Money Saving Account Book is built on the experience of Howard Lindsay.

It is simplicity in itself. It contains 112 pages, size 84x1034 inches, and is bound in dark blue seal grain fabrikoid, semi-flexible, stamped in gold. This book has been prepared by an expert.

This wonderful aid to money-makingthis watchdog of your income and expenditure

will tell you to a penny where your money goes. It will keep absolute track of your expenditures. It will keep you out of debt. It will put money in the bank. It will provide, as nothing else can, a feeling of security, self-confidence and independence that comes only from the knowledge that you have a tidy and growing bank account.

The Ferrin Money Saving Account Book is the first and only device of its kind. It is the only account book based on the budget idea. It is the only one that provides for the income as well as the classified items of expense. It contains compact information on

Keeping Expense Accounts.

Making an Inventory of Household Goods.
Making Safe Investments.

Making a Budget.

This

The Ferrin System takes only two minutes a day. No knowledge of bookkeeping is required. Any child who can read, can keep the accounts in the Ferrin Book. method is not a hard task. It is just fun. It is more enjoyable than a game because the pleasure lasts forever. Skimping and saving are banished and you save money as easily as you spend it.

Now, you will not worry about the money you spend for clothes, food, rent or the theatre. You will spend it freely and will have the time of your life because you will know how much you can afford to spend.

Examine It Free

See how magically the Ferrin Book works. We know what you will think of it when you see it. So we are willing to send you the book without your sending us any money in advance. Just mail the coupon, and back will come the book by return mail. When you have seen what big returns the Ferrin System will pay you, send us only $2. If you feel that you can afford not to have it, return the book and owe us nothing. Act now, for the sake of your bank account and your future.

FREE EXAMINATION COUPON

Independent Corporation

Division of Business Education, 119 West 40th St., New York Publishers of The Independent (and Harper's Weekly)

Please send me the Ferrin Money Saving Account Book on Free Examination. I will send you $2 within 5 days after receipt, or return the book.

Name.

Address.

Atlantic 68

[graphic][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][subsumed][ocr errors][subsumed][subsumed][subsumed][subsumed][ocr errors]
« AnkstesnisTęsti »